#Create a pie chart in excel for mac manual#
#Create a pie chart in excel for mac trial#

But this hasn’t stopped it being downloaded more than 50,000 times from Google Play and earning a 4.5-star rating on the Apple App Store from more than 3,000 reviews.

#Create a pie chart in excel for mac trial#

Unlike Pocketbook however, MoneyBrilliant is not free – it costs $9.90 per month after a 30-day trial period. MoneyBrilliant also has a tax deductions function, finding potentially tax-deductible expenses based on your occupation. What it also offers that Pocketbook doesn’t is that it syncs ALL your money, including superannuation and investment portfolios. MoneyBrilliant is a very similar app to Pocketbook – it connects to more than 200 financial institutions in Australia and syncs your spending to categories. Push notifications for when you spend too much or get too close to your limits.Views of your recent transactions, incomes and upcoming bills.An easy to use interface with weekly, monthly and six-monthly overviews.Automatic categorisation for more than 80% of all transactions.With over 350,000 downloads and a 4.3 rating from the Apple App Store, this app has proven extremely popular with Aussie savers. With your daily spending sorted into categories, you can easily see where most of your money goes, and what you might need to cut back on. The sort function isn’t perfect and you might end up with a few ‘unclassified’ spends, but you can easily go into the app and allocate these purchases to categories yourself, and it will then allocate every similar transaction accordingly. Pocketbook syncs with your bank account (as long as you give it permission to do so), listing every spend you make and sorting it into categories. Bank-level security to protect your information and money.A chatbot is available for you to ask questions like “how much did I save last month?”.Savings tips sent via push notification, based on machine learning that can also predict your future spending.Personalised insights into your spending, including categorisation.Cashback options are available after spending money with linked brands.Your money can be invested in one of six diversified ETF (exchange-traded fund) portfolios.Lump-sum and recurring investment options, easily allowing you to invest more money at the touch of a button.Roundup technology, allowing you to either save or invest every time you spend through your linked transaction account/s.With more than a million downloads across all of Australia, Raiz is one of the more popular budgeting and savings apps out there. Raiz’s My Finance feature. Photo source: Raiz The investment platform of Raiz might come with fees ($2.50/month for accounts under $10,000 and 0.275% per year for accounts $10,000 or more) but it costs nothing to simply use the savings feature. This feature can categorise your spending into things like food or utilities and breaks it down on a month-to-month basis. Not only can you utilise the micro-investing or recurring deposit features as a tool to save via investments, but it also has a free ‘My Finance’ feature within the app that provides personalised insights into your spending. Raizįormerly known as ‘Acorns Australia’, Raiz is a micro-investing app that allows users to invest in a portfolio of ETFs (exchange-traded funds) through spare change ’roundups’, recurring investments, rewards and lump sum deposits.Īlthough it’s primarily an investment app, it also has features that are helpful for saving.

#Create a pie chart in excel for mac manual#

Each of these apps offer various levels of functionality, either syncing with your bank accounts or requiring a slightly more manual approach, but their end goal is the same: to give you a categorical breakdown of your monthly spending so you can decide how and where to make cutbacks. So if you want to finally put your phone to good use instead of aimlessly scrolling through Facebook at work (don’t kid yourself), here are, in no particular order, some of the most popular budgeting and savings apps available to Australians.Įxpense tracking apps are all the rage at the moment, with people downloading them by the tens of thousands. With the rise of personal computers, digital spreadsheets then became the go-to, until now.Īs smartphones fuse themselves into our palms, thousands of personal finance apps continue to spawn, including a large number of budgeting and saving apps which many people now use for their personal fiscal management.

It sounds simple enough, but in reality, actually identifying what your problems are and finding practical ways to improve them can be challenging.īack in the day, people would pour through receipts on a Sunday night and write all their expenditure down. There are many ways you can save, like getting a lower rate on your home loan, going for a used car over a new one, cutting down on credit card interest and more. Here is ’s list of some of the most popular budgeting and savings apps available right now.